You’re not going to have any trouble finding a place to play real money poker with your credit card. Every poker site on the planet accepts plastic, but some are better than others when it comes to successfully processing transactions and maintaining adequate safeguards for your information. Below is a list of the best credit card poker sites ranked according to speed, security and acceptance rate.
Ranking Factors Explained
Security will always be my number one consideration when ranking sites no matter the topic. When we talk about credit card poker sites in particular, security takes on even greater importance because you will eventually divulge your card number to wherever you deposit. This kind of trust should only be given to businesses that have proven they are legitimate and here to stay for the long term.
The same thing applies in the real world as well. Whether it’s giving your credit card to the waiter at your favourite restaurant or paying for something online, there’s always a degree of trust involved in the transaction. You’ll always have the best experience when you deal with established, big-name operators.
Average transaction speed is also important but most poker sites have no problem in this regard. In fact, I’ve never once deposited at a poker site (even some that were pretty sketchy now that I think back on them) and had to wait more than a few minutes for my money to show up in my account. This factor is something that I go back and verify occasionally anyways because nobody likes to sit around and wait all day to play poker. Hey, we live in the instant gratification age – let’s make the most of it.
Acceptance rate refers to how often credit card deposits are successful. Many banks around the world are loath to do business with online poker sites thanks to the myriad of laws and regulations that make up the global online gaming environment. This results in deposits sometimes being declined for no good reason.
This isn’t a major problem in regulated markets but it causes all kinds of trouble in “grey area” markets such as the US and Canada. If you have had problems depositing with a credit card in the past, it was probably because your card’s issuer automatically declines all transactions coded for online gaming. The poker sites on this page have proven to be the best at getting deposits to go through even in tough markets.
Frequently Asked Questions
Below are quick answers for a few of the most frequently asked questions regarding credit card deposits to poker sites.
Are there any fees?
Most poker sites charge no fees for depositing with credit or debit cards. However, I have found that certain US-facing sites do charge a fee in the 2-3% range. It’s also possible that your bank asses its own fee, but this is rare. The vast majority of payments are processed completely free of charge the player.
What about debit cards?
Debit cards work exactly the same as credit cards for the purposes of getting started. If your card has the Visa, MasterCard, Discover, American Express, Diners Club or Maestro logo printed somewhere on the front, it can be used to deposit at most online poker rooms.
Personally, I try to stick with my debit card whenever possible just for the sake of smart gaming habits. Debit cards are inherently limited to whatever you have available in cash in your bank account at the moment. On the other hand, credit cards make it easy to spend money you don’t have at the moment. It’s always best to go with debit if possible.
Can I withdraw back to my credit card?
Yes, you can in most cases. The exact rules vary from site to site, but generally you can withdraw an amount equal to however much was originally deposited. Larger deposits may credit some of your cashout back to your credit card and then send the remainder by bank transfer or an e-wallet account.
How do currency conversions work?
International poker sites have everything in place that they need to perform currency conversions. The largest poker sites are already set up to accept deposits in most of the world’s major currencies so most people don’t even have to deal with this in the first place.
If you have a bank account in a currency not natively supported by the poker room of your choice, you can still deposit. The poker site will perform the conversion for you at current exchange rates plus a small fee.